A Calgary man who managed to $50,000 in over five years is now sharing his experience to encourage others to take control of their .

Ronny Taska says his began when he started credit cards to cover everyday . Over time, increased, and he found himself struggling to make even the .

After receiving several from his bank, Mr. Taska decided to seek help through a program offered by a local organization. The program provided free and helped him develop a realistic .

With guidance from a counsellor, Taska created a monthly , unnecessary spending, and began making regular payments toward his debts. He also stopped using credit cards for purchases and took on occasional weekend work to earn extra .

Although the process required considerable patience and , Taska eventually his entire debt.

He now volunteers at community , where he shares practical and encourages people to their expenses.

Financial counsellors say many people seeking assistance because they feel embarrassed about their debts. However, they emphasize that asking for help can prevent financial problems from becoming more serious.

Taska hopes his experience will remind others that from debt is possible with proper planning, responsible spending, and a willingness to change .